Best deal on renter's insurance?

[Evan Hunt]

I'm getting back into flying after a few years away, and I've learned that
my FBO's insurance deductible has gone up a fair piece since then. Back
then I was willing to eat the deductible if something happened to the
plane, but it's too pricy now.

So I'm shopping. Who's got the best rate these days? I need coverage for
a $2500 deductible. I vaguely recall AOPA used to have some kind of
deal for its members... do they still? I'm not a member at the moment,
but certainly can be.

Thanks in advance.

--
Evan Hunt
ethanol at armory dot com

[Joachim Feise]

Evan Hunt wrote:
>
> So I'm shopping. Who's got the best rate these days? I need coverage for
> a $2500 deductible. I vaguely recall AOPA used to have some kind of
> deal for its members... do they still? I'm not a member at the moment,

Yup. www.aopaia.com

-Joe

[Cub Driver]

The FBO's policy insures the FBO, not you. You need a million dollars'
liability, and you should also have hull insurance against damage
caused to the rental plane by you. The FBO's insurer will come after
you, and not just for the deductible.

I paid $575 last year for $1 million / $100,000 liability and $20,000
hull insurance. When I renew, I'll probably remove the $100K limit on
individual liability, since I now carry the occasional passenger, and
I'll probably increase the hull insurance, since the price of Cubs is
going up.

all the best -- Dan Ford
email: www.danford.net/letters.htm#9

see the Warbird's Forum at www.warbirdforum.com
and the Piper Cub Forum at www.pipercubforum.com

[Martin Hotze]

On Sat, 16 Aug 2003 05:24:43 -0400, Cub Driver wrote:

>
>The FBO's policy insures the FBO, not you. You need a million dollars'
>liability, and you should also have hull insurance against damage
>caused to the rental plane by you. The FBO's insurer will come after
>you, and not just for the deductible.

check for the magic word "subrogation"

#m
--
http://www.usawatch.org/ http://www.alternet.org/
Don't like your neighbor? -> https://tips.fbi.gov/

Bombing for peace is like ****ing for virginity.

[Teacherjh]

>>
When I renew, I'll probably remove the $100K limit on
individual liability,
<<

What company will let you do that? (for non-owner's insurance)

Jose

(for Email, make the obvious changes in my address)

[Ben Jackson]

In article >,
Cub Driver > wrote:
>
>The FBO's policy insures the FBO, not you. You need a million dollars'
>liability, and you should also have hull insurance against damage
>caused to the rental plane by you. The FBO's insurer will come after
>you, and not just for the deductible.

That's what I've heard, and that's why I carried hull insurance on my
non-owned policy. BUT, the guy who owns my home airport and a dozen or
more planes said that he's never seen the insurance company go after the
renter. Most recently someone flipped one of his 172s after losing
control on the runway in a crosswind. Insurance covered the accident,
the renter paid the deductable, and there was no subrogation.
Unfortunately the owner has gotten the "we may change or cancel your
coverage in 90 days" warning letter.

--
Ben Jackson
>
http://www.ben.com/