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View Full Version : It pays to be selfish


ripacheco1967
June 4th 19, 11:41 PM
Insurance people told me you get a "good" discount if you agree to NEVER LET ANYBODY ELSE FLY YOUR GLIDER.

Man! Lots to learn.

I'm having to relearn a lot about Insurance and Aircraft. Like they don't care of the "experimental" word written on your glider. In GA that makes your insurance sky rocket. (if you can even get insurance)

June 5th 19, 12:19 AM
On Tuesday, June 4, 2019 at 6:41:24 PM UTC-4, ripacheco1967 wrote:
> Insurance people told me you get a "good" discount if you agree to NEVER LET ANYBODY ELSE FLY YOUR GLIDER.
>
> Man! Lots to learn.
>
> I'm having to relearn a lot about Insurance and Aircraft. Like they don't care of the "experimental" word written on your glider. In GA that makes your insurance sky rocket. (if you can even get insurance)

I'm with the SSA program with Costello. I allow a number of people to use my gliders(2 are at the Club Nationals now). I'm not aware that it costs me any more to do so.
UH

Mike N.
June 5th 19, 12:27 AM
I just insured with Costello through SSA.
It's about 10 percent or so more to bind coverage that allows others to use your glider.
They do require a CFIG cockpit checkout for the pilot using the glider prior to being flown.

JS[_5_]
June 5th 19, 01:48 AM
On Tuesday, June 4, 2019 at 4:28:00 PM UTC-7, Mike N. wrote:
> I just insured with Costello through SSA.
> It's about 10 percent or so more to bind coverage that allows others to use your glider.
> They do require a CFIG cockpit checkout for the pilot using the glider prior to being flown.

A lot can depend on glide ratio and things like complexity. A SLSP may not be something the insurance company will let others fly even if they leave the engine alone.
Seems there is a break point at which there is no "open pilot clause", and additional pilots cost additional money.

All this also depends on what you think a good deal is! If you allow another pilot to fly your glider and they allow you to fly theirs, seems to me a very good deal. Many find allowing a junior pilot to fly is a good deal.

If Ripacheco1967 and a friend bought a glider and each paid 1/2 of the insurance, maintenance, tiedowns, etc, that would be good too.
Jim

June 5th 19, 03:53 AM
There is a middle option: add specific named pilot(s) to the coverage. Depending on the glider and the prior experience of this pilot(s), it may not cost any extra.

Jonathan St. Cloud
June 5th 19, 04:15 AM
On Tuesday, June 4, 2019 at 4:28:00 PM UTC-7, Mike N. wrote:
> I just insured with Costello through SSA.
> It's about 10 percent or so more to bind coverage that allows others to use your glider.
> They do require a CFIG cockpit checkout for the pilot using the glider prior to being flown.

Many times in the past I added someone to my insurance at NO cost. Just had to be a named pilot, not open ended, and have a cockpit sign off. Can be a good idea to add your favorite instructor or mentor.

Dan Marotta
June 5th 19, 03:13 PM
That's right.Â* I have a friend on both the Stemme and the Cessna-180
policies for no extra cost.Â* He only had to execute a Pilot History Form
showing his qualifications.Â* The Stemme is way more complex to operate
than the 180, and the 180 requires much more attention during take off
and landing.Â* I'm also allowed to fly his glider.

On 6/4/2019 8:53 PM, wrote:
> There is a middle option: add specific named pilot(s) to the coverage. Depending on the glider and the prior experience of this pilot(s), it may not cost any extra.

--
Dan, 5J

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