It sounds like you're describing a DeHaviland Canada Twin Otter.
Check out the link for a picture..is that it?
http://www.etl.noaa.gov/technology/i..._otter_cropped.
jpg
It did look a lot like a Caravan, but it was a twin. It
had same look as a Caravan like it is carrying a boat
under the fuselage.
-john-