Interesting, I just switched to USAIG just for the smooth limit.

'68 Arrow 180

"G.R. Patterson III" wrote in message
...
One other thing. My USAIG policies have all had sub-limits. In other
words, while the
total coverage was 1 million, they would not pay 1 million to one of my
passengers if
that was the only injury. Many people prefer a "smooth" policy, which is
harder to
find.