Bill Hale wrote:

"Mike Rapoport" wrote in message nk.net...

I assume that they all start by suing the pilot's estate. That hast to be
the starting point to find the pilot liable. If it actually goes to trial



It always seemed to me that the reason you purchase liability insurance is to
have some skin in the game other than yours.

You not only get the coverage but help on the defense.

So how much you buy is mostly a function of how aggressive you want your
defense to be.

If the ins co has $100k in the game, they pay up and leave you to swing.
For a million dollars, they have a lot more interest. It becomes worth their
time and effort to defend the two of you. That's significantly in your best
interest.

Buying $1m smooth may make you a target... but not a nice one.

Maybe one of you net gurus can find the fault in this logic.

I don't think there is any logic at all when it comes to our tort system...

Matt