The open-pilot clause in my Saratoga insurance policy requires instrument
rating, 750 hours PIC, 50 of which are in exact make and model. The policy
also prohibits charging anyone for using the airplane, other than
reimbursement of operating expenses. If you become a named insured and you
fall short of the open-pilot clause requirrements, the premium may go up and
you will have to reimburse the owners for that. But the big thing in this
policy is not being able to charge for use of the airplane. I sure wouldn't
let someone use mine just for operating expenses.


Stan


Thanks for the information. I was assuming the insurance would increase with me
as a named insured on the policy and I would definitly have to cover that cost
as a part of leasing the plane. However, I wasn't thinking of the issue of the
insurance not allowing the owner to charge for the plane.

Does anyone know if it would be possible to form a "temporary" partnership of
some sort to get around this? I may need to call one of the aviation insurance
underwriters to discuss if there is an acceptable way to structure something
like this in their eyes.

Thanks,
Eric