Frederick Wilson wrote:

As a renter of the local FBO 172, should I obtain personal renter insurance?

Yes. The FBO's insurance policy protect them, not you. It is possible
that the insurance company, after paying the claim, will come after you
for money they spent repairing any damage.

Furthermore, there is also the issue of liability. Who is going to be
on your side when a property owner or other ground-based recipient of
your aircraft comes knocking on your door with a lawsuit. Not the FBO's
insurance company.

What are the pro's and con's?

I can't think of any cons. Like any policy, the pros are that you will
sleep better and fly with less distractions.

Where would one get such coverage?

When I rented, I purchased a good policy from Avemco. I believe I paid
about $350 for the year. Prices will be different depending on the
varying values of liability and hull value of the aircraft.

http://www.avemco.com

--
Peter










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