"G.R. Patterson III" wrote in message
...
Have an accident in New Jersey and have no insurance. You will be held at
fault,
no matter what the circumstances because if you had obeyed the law, you
would
not have been there.

You will be considered the "at fault" party simply because you have no
insurance? I doubt that. If it's really true, you should be able to cite
the New Jersey code that stipulates that.

It certainly isn't true in general. For example, the simple act of speeding
does not negate one's right-of-way. If you were to pull out in front of a
speeding vehicle and in doing so cause an accident, you would not
automatically be absolved of blame for the accident.

Pete