SeattleFlyer wrote:

I specifically asked my current agent if flying
was covered, and they said all non commercial activities were covered.

The typical wording of the clause is that flying as a "member of the crew" is not
covered. Some agents will misunderstand this to mean that it only applies to
commercial applications. Most other agents won't have even that much of a clue.

AOPA has pilot insurance - don't remember the company. There are others. If you're in
New Jersey, I can refer you to an excellent agent who will get you what you need.

George Patterson
This marriage is off to a shaky start. The groom just asked the band to
play "Your cheatin' heart", and the bride just requested "Don't come home
a'drinkin' with lovin' on your mind".