"SeattleFlyer" wrote in message
om...

come on this is a serious quesiton. Doesn't anyone have umbrella
insurance? The renters insurance on the AOPA page has pretty low per
person limits. It really isn't hard to picture getting sued for more
than that.

I once heard that Allstate's umbrella policy covers non-commercial aviation,
but when I researched it I learned that varies by state.

Beyond that I have never heard of a general umbrella policy which covers
aviation.

The only realistic options against large verdicts seem to be life insurance,
asset protection plans, and self-insurance.

As a practical matter though, absent intentional malice it is rare for tort
cases to settle for less than liability insurance policy limits.



--------------------
Richard Kaplan, CFII

www.flyimc.com