Bob Martin wrote:

Any suggestions?

My 2c. If you have the time and money to get the rating now and even suspect that you
will be able to use it in future, get it now. I procrastinated and found that later,
my job didn't leave me the time. There were quite a few trips made by car as a result
of that and one or two flights that were more nerve-racking than they would have been
with an IFR rating.

George Patterson
If you don't tell lies, you never have to remember what you said.