Mine says no such thing and I would dump them in a second if they did. I
doubt your suggestion holds water. Correctly flown formation flight is
no
more dangerous than any other flight.
Is this the policy for your personal aircraft or the policy for a flying
club? A policy for a personal plane is likely to be vastly different from a
flying club's policy. I couldn't believe the hoops we have to go through at
our club to deal with the insurance company, but when we went out looking
for other options, there simply wasn't anyone else writing policies for
clubs. To fly our 182, the insurance practically requires you to be the
seventh child of a seventh child and receive an in-person blessing from the
Pope (even if you aren't Catholic).
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