Hi NG,

So maybe a legislative requirement on any company providing any kind
of aviation related insurance should be that all their policies must
always contain third-party liability coverage -- insurance on a plane
should be required to include liability coverage for others no matter
who operates it (even if it's stolen); insurance on a pilot should
include liability coverage for others, no matter what plane he
operates (or in what condition).

My impression is that in Europe auto insurance coverage goes with the
car, not the driver. If so, good idea.

Yes, that's the case in Germany. To register a car you are required to
have an insurance that will cover any damage to others caused with this
car, no matter how reckless the driver or whatever the circumstances.
They will afterwards try to reclaim the damage from the driver or
whoever they see not complying with requirements. Could also be the
person who registered the car, if he didn't take proper precautions to
prevent unauthorized use for example. But whoever suffers damage from
this car will receive compensation.

Definitely a good idea.

regards,
Friedrich

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