It is legal to run a credit check on anyone if you do it for a legitimate
business purpose. Auto dealers can run a check on you without your
permission.

However, since FICO scores reflect a negative value for each recent check,
many business have started asking permission to avoid damaging your credit
and getting a bad reaction from you.



"NW_PILOT" wrote in message
...

"Ron Natalie" wrote in message
...
markjen wrote:


The situation isn't exactly the same, but not many car dealers give
demos to
customers who don't yet have their driver's license.

For another reason. Up until recently here the main reason they wanted
to
see your drivers license is so they could grab the SSN off it so they
could
go run a quick credit check on you.

My wife was surprised they let me go drive a $45,000 vehicle without even
the salesman along (and I pointed out that they had already determined
that
I was good for it). We even drove the thing off the lot with temporary
tags and a "promise" to come back and give them a check for the down
payment.


I don't think anyone is allowed to run a credit check with out your
permission. Not all states use a ssn as a DL number.