"Clyde Torres" wrote in message
...
Well, then talk to roughly 90% of the owners out there and straighten them
out. I don't own an airplane - yet, but I do know that the vast majority
of
owners out there only pay for liability insurance and risk the hull damage
themselves

How do you "know" that? It certainly doesn't match my experience as an
owner, and as someone that knows many other owners. Even when the airplane
is owned free and clear.

Are you an insurance broker? Underwriter? Have you done a statistically
significant owner survey? What is the basis for your claim that 90% of all
owners carry no hull insurance? If so few people are carrying hull
insurance, why is it that the rising hull insurance costs are causing such a
huge problem in general aviation?

Pete