On Fri, 13 May 2005 08:47:48 -0500, "MJC" wrote:

I always like to have plates for another "personal" alternate so
that I have one more choice if weather goes bad at my destination.


You don't need plates to have another choice.

If need be, ask ATC to read the approach. I'm not suggesting a
cavalier attitude about having plates, but no one should ever choose
to accept a less desirable alternative because plates are not
available, for whatever reason. ATC has all the information necessary
to follow an approach procedure, and they will provide it to you if
required.