On 27 May 2005 15:22:36 -0700, "John Galban"
wrote:

The way it
(normally) works is that the FBO's insurance covers the FBO. They will
pay the FBO for the loss of the hull, minus the deductible. The
insurance company can then go after you to recover their loss

I know that this does happen. When I was in training, I dinged a prop.
The instructor's insurance company thought it should pay only the
deductible, but the airport's insurance company demanded and got
repayment of the whole amount of a new prop and the engine tear-down
and inspection. I felt very badly about it.


-- all the best, Dan Ford

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