Aluckyguess,

You really dont need the renters insurance. The most you would probably have
to pay is 1000.00 if you smashed it up.


Could you elaborate how you arrive at that conclusion? Two aspects would be of
interest:

1. How do you put the term "subrogation" in context with your statement?
2. How do you arrive at the number 1000 $, if I can quote you rental agreements
with deductables of 2500 and more left and right?

Thanks!

--
Thomas Borchert (EDDH)