"Robert M. Gary" wrote in message

I think I meant it the other way. If you don't have a lot of assets you
may not want to buy a lot of insurance for two reasons.

That may be true but it almost always makes sense to have SOME level of
liability insurance. First, that means you are entitled to a legal defense
paid by the insurance company. Second, it creates the likelihood that any
suit will be settled for policy limits.

If your assets and potential future earnings are both so small as to make a
lawsuit against you pointless then it is hard to understand how you have
enough disposable income to fly.

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Richard Kaplan

www.flyimc.com