Chuck wrote:

Is my insurance coverage really meaningless?

IME, when there's a problem, insurance companies pay off without question. For
one thing, if they try to argue that an aircraft was unairworthy for some
nit-pick reason, they are well aware that some (and perhaps several) certified
professionals have signed statements to the effect that the aircraft was
airworthy at some point since the nit was installed. Doing that sort of thing
costs them money (lawyers aren't cheap), costs them business (brokers will avoid
them), and they will probably lose.

Now, if you crack up a 6 million dollar aircraft because you went well below
minimums on your third attempt to get into a field in IMC, you can expect an
argument from the company.

George Patterson
Coffee is only a way of stealing time that should by rights belong to
your slightly older self.