Sounds like a great plan until somebody gets a judgment against your
future earnings so all those toys you now have protected in trust might
be all you ever have.

"Denny" wrote in message
oups.com...
Getting through life is a series of compromises... And sometimes the
concious mind has to put up a straw man to justify what the
subconcious
has decided to do...

First off, Roger doesn't need a million dollars of smooth coverage as
a
rider on his home insurance to safely fly... This is the straw man
his
concious mind has put up... Since he knew ahead of time that he can't
get a million dollars of smooth coverage he now has an excuse to
gracefully withdraw from the field of combat... Let him go and wish
him well... You can check in on him at rec.boats.cruising...

For those who may be concerned, "Gee, do I need a million dollar rider
on my home insurance to protect my assets?", let me suggest that you
spend a couple hundred dollars on a lawyer to draw up a family limited
trust and put your house(s) and property(s) in trusts hint, hint,
Jay... That protects them from being seized, in perpetuity, to pay
off
any judgement against you... You need to also create separate trusts
for each boat, car, timeshare, business, and plane, that walls each
item off from being attached due to a judgement against another
item...
i.e. crash the car into a school bus and they can't take the plane or
your business...

cheers ... denny