In article ,
Roger wrote:
And for the typical pilot who reads this group, try to find a company
that will write you a smooth $1MM (Million is two Ms in the financial
industry. Why I don't know)

You can find underwriters who will write the policies, but not all of
them will. Not sure what minimum pilot requirements may be necessary
for a $1M smooth policy.

"MM" is most often used in the financial industry, but "M" is also an
acceptable abbreviation for "million."


Despite the talk and indignation on here, sooner or later nearly every
pilot does something foolish, but they a PPL or ATP and I'd call

Speak for yourself. While I've certainly made mistakes and had lapses
in judgment, I wouldn't classify anything I've done as "foolish."
History shows that momentary mistakes and lapses in judgment by
conscientious pilots usually don't kill or hurt people. It is gross
negligence or a pattern of missteps that does folks in. Maintaining a
safe and enduring flying career requires studious risk management.
Anything can happen, but if someone is taking risks that make him so
concerned about litigation, perhaps he should clean up his act or choose
a hobby with risks that he deems more manageable.

The bottom line is that a good insurance policy is no substitute for
good judgment and skill, and it won't keep you out of trouble if you do
something foolish. I'm not sure how much a "smooth" policy of any value
would comfort you if you were responsible for an accident in which
someone was injured or killed due to your lack of judgment or
proficiency.




JKG