"ContestID67" wrote in message
oups.com...
They also mentioned that if you crash and the
NTSB says your altimeter was set wrong, then your insurance (life
and/or hull) may not pay up.

This is mostly a "boogey man" argument.

IF the insurance company could prove that the altimeter setting was
knowingly set wrong by the pilot, and IF they could prove that the direct cause
of the accident was that altimeter setting then PERHAPS they would have a case,
(depending on your state law and the actual words in your insurance contract).
If insurance investigators actually showed up after every accident to comb the
debris for some tiny FAR violation to "automatically" void the insurance, there
would be no point in buying insurance.

Your insurance normally pays even when you are in the wrong, even when you
do something stupid; that is what it is there for, that is what you pay for.