You're missing the situation where you're at an untowered airport, and the
ceilings are so low and the nearest atc too far away that you can't get
your clearance in the air without penetrating the class E. So you phone

If the weather is that bad I do not launch.
I did not get my IFR ticket to kill myself

At a non-towered airport with an instrument approach, Class E will start at
700 AGL, which is often not high enough to contact ATC. Once in Class E you
have to stay 500' below the clouds. So you won't depart IFR with a 1200'
ceiling?