Jim Carter wrote:

1) If your employer offers it, group life is a very good option and
usually doesn't have limitations like skydiving and flying as PIC.

In my experience the general life does not exclude GA but the
accidental death portion of the policy does. Basically it means you
only get the coverage level you would get if you died of a disease, not
the higher (usually double) coverage you would get if you died in a car
crash. Usually the general portion of the employer policy only excludes
suicide and that is only in the first 12 months.

-Robert