wrote in message
oups.com...
Fast forward a couple of months, and the pilot is flying his first solo
x/c into an unfamiliar airport, and he has a rough landing resulting in
a prop strike. The airplane is recovered, repaired and the returned to
service. The pilot goes on to complete his PVT certificate. A couple
months go by. The pilot then receives a threatening demand letter from
the FBO's insurer asking him to repay the $10000+ repair bill.

Ok, thanks, that's good to know. (Did he end up having to pay the bill?)

- Dont EVER rely on someone else to provide insurance coverage for you.
Even if you have thoroughly have read and understood their insurance
contract, how do you know that they paid the bill that month and that
the policy is even in force?

If the FBO advertises in writing that rental pilots are covered by its
insurance, and that turns out not to be the case (due to a lapse in the
FBO's premium payments, or for any other reason), then I'd imagine that the
pilot could sue to recover from the FBO any damages that the insurance
company had sued to recover from the pilot.

--Gary