Jay Honeck wrote:
Sorry, it sounds a little like you're trolling.
In other words, you disagree. Why not just say so instead of pretending that
there is something objectively wrong with someone else's expression of
opinion?

Actually, you're both wrong. I am neither trolling, nor expressing my
opinion. Rather, I am seeking a risk assessment from experienced IFR
pilots who regularly fly IFR in light piston aircraft.

If I am ever to proceed to the IR, it's must be with the full consent
of my co-pilot. If she and I determine that the risk of GA instrument
flight is simply too high to bear -- or, worse, if we disagree on that
risk, and she simply won't fly instruments with me -- there is no need
to proceed to that next rating.

I think it is logical that flying IFR will increase your overall risk of
flying if for no other reason being that you may fly more. You will now
make flights that would have left you grounded under VFR.

Matt