On Mon, 14 May 2007 09:27:23 -0400, Ron Natalie
wrote:

Jose wrote:
_IF_ this gentleman has renters/homeowners insurance, then I have to
agree that they are the ones responsible to cover his losses

Isn't it sort of risky (as the affected party) to decide these questions
on your own, when a judge may disagree (to the tune of a million
dollars) with your amateur assessment of the legal status of your
damages? That's what lawyers are for.

I can almost assure you that there are lawyers involved. This ain't
small claims court.

Some years back, a couple I know quite well had decided to call it
quits. Neither was thrilled, but it was working out. Then some one
told them they needed to have lawyers involved. From there it went
down hill in a hurry and turned from at least a sort of amicable split
to...well... a real fight. Of course the lawyers ended up with about
a third of the settlement and they ended up with a lot of hard
feelings.