I have to agree with Dan, an IFR rating is only as good as the
proficiency the pilot has with it. Having a rating or qualification
doesn't mean a pilot is proficient. The once a month IFR jaunt by a
pilot is a loaded gun waiting to be misused.

The thing that interests me when I read about GA accidents is how many
occur with student and an instructor on board. You would think this
would be the safest situation. On one of my check rides, the
instructor conducting it had little experience with smaller aircraft
like the C172 we were in. Fortunately I had tons of time in it, and
was able to show him the capabilities of the aircraft. Had he been
with a student, I wondered how they would have faired in an emergency
situation or just being able to land at a tight field with a short
strip. After the check ride he thanked me for my time and
acknowledged he need more time in lighter aircraft to be proficient as
an instructor. Since then we have flown together several times...on
his dime.

I've never had an IFR rating, there are times when I wish I had one,
especially when the weather turns nasty faster than predicted. Before
everyone runs out to get one, become as proficient as possible with
the ratings they have. Fundamentals of flying, knowledge of equipment
and basic common sense go a long ways in safe operation of an
aircraft. The one thing one of my first instructors taught me was
'never be in a rush...haste kills'. Take the time to do it right the
first time...you may not have a second chance. Too bad there wasn't a
way to teach common sense.