On Jul 17, 11:14 am, "El Maximo" wrote:
The insurance companies are in it for the money. They figure out your
likelihood of a claim based on your past. I doubt they will pay an

Unlike automobile insurance where both your past and future
driving experience are used to determine your premium, all the forms
which I had filled for aviation insurance only asked about my past
experience.

The difference may come from the fact that driving risk
increases with amount of driving time. The more mileage you plan to
put in a year, the higher your chance of involving in automobile
accidents. Whereas in aviavtion, the more flying experience you have,
the less chance that you will have an accident. I don't have the time
to look for the statistics but I'd bet there are more occurences of
automobile accidents caused by other drivers than aviation accidents
caused by other pilots.

I think that Justin likes to argue for argument sake. I
recalled having to endure a life insurance pitch from an insurance man
years ago. It's fun to imagine that this unbearable man is now
selling aviation policies and has someone like Justin for a client ;-)

Hai Longworth