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Old November 5th 07, 12:23 PM posted to rec.aviation.soaring
Bullwinkle
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Posts: 67
Default How dangerous is soaring?

On 11/4/07 10:28 PM, in article
, "bumper"
wrote:


"Bruce" wrote in message
...
Hi Nyal



According to my insurance company, soaring is less dangerous than being a
hobby handyman. They load your premium if you use power tools in your
garage, but not if you admit to flying gliders. Bruce



Unfortunately, it may be that they just include a disclaimer in your
insurance policy (assuming it's life insurance), stating that you are not
covered while acting as air crew or while piloting or passenger in GA
aircraft. This is common in the US and would likely be the case unless you
have policy that specifically covers you while partaking in flying
activities.

I understand there is no such exclusion of coverage for home handymen (g).

bumper



For what it's worth:
The last time I applied for a life insurance policy, the company did not
include a war exclusion (I was in the military at the time, and subject to
deployment), but balked at covering me when flying gliders. It required a
significant amount of discussion and negotiation to get them to cover me
(they finally did).

Admittedly this company caters to the military, and they wouldn't sell many
policies if war were excluded from coverage, but their perception of the
relative risks of soaring versus war surprised me.

Bullwinkle