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Old December 15th 07, 10:47 PM posted to rec.aviation.homebuilt
Carl Orton
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Posts: 19
Default Life Insurance Coverage in Experimental Aircraft?

Well, I was able to check the work policy from the online summary plan
description. Good news is that I can fly as PIC for work or recreation ONLY
if it's a type-certificated aircraft. Which shoots a big stinkin' hole in
my plans for a homebuilt. :-(

Of course, I'll lose the work coverage in the next 2 yrs or so because I
plan on early retirement, so it may be a moot point; I'm sure it'll take me
at least 2 yrs to build, so......


It's Saturday, so I haven't had a chance to call my agent, but my wife
brought up a question that may nix me building an airplane.

If I die in my homebuilt aircraft, does my life insurance pay out? My
policy covers me if I pilot an aircraft, but for the life of me I have no
idea if there's an assumption / stipulation that it applies only to
type-certificated aircraft.



Depends on the policy. My personal policy doesn't exclude flying in
experimental aircraft (I made that a primary point when purchasing), but
my work
one does if the plane isn't company-owned.

Ron Wanttaja