writes:

It has been well documented that the faster and more complex an aircraft is,
the higher the accident rate.

Explain bizjets.

Comparing Cirrus to a C172 or anything Diamond makes is nonsense as the
Cirrus is a fast, complex airplane.

I suppose that's a matter of viewpoint, but if it's true, then most of this
thread is moot, isn't it?

Let's look at it a different way: How much does it cost to insure a Cessna
172, and how much does it cost to insure a Cirrus SR-22?