On Sep 17, 7:20*pm, Morgan wrote:
Insurance is our single largest fixed cost. *Nearly half of your
club's insurance costs and not covering nearly as nice of equipment.
A Duo in the US with commercial coverage would cost in the
neighborhood of $4000 to insure. *More or less depending on the
declared value,

That sounds reasonable. In NZ we paid around US$9500 to insure our
fleet in 2008 which consisted of two DG1000s, an ancient Janus, and
two PW5s.


but you can see that just covering the insurance for
100hrs of flight time per year is $40/hr. *If it sits idle for part of
the year, that makes the hourly rate even worse.

That sounds low.

Our 2 seater fleet has totaled the following hours:

2009: 426
2008: 535
2007: 524
2006: 512
2005: 471

Over that time the fleet varied from two Grob Twin Astirs plus a
little used ancient Janus (generally 70 - 80 hours a year due to few
pilots being rated and comfortable flying it) to just two DG1000's
today.

In 2008 the first of our DG1000s did 359 hours while the Janus did 69
and the 2nd DG1000 (which arrived after the soaring season had
finished) did 107.

We fly weekends year round (with a lot of no-flying days in winter),
and 7 days a week in December - March.

I think it's fair to say that if you've got a glass two seater and
it's not doing 200 - 250 hours a year in a club environment (or more
commercially) then you're doing something wrong.