On Fri, 26 Nov 2004 01:18:22 +0000 (UTC),
('Vejita' S. Cousin) wrote:

Well in my case I don't have a 'real' credit card. I have a debit visa
(work just the same). I keep most of my spendable money in checking then
use the Visa the same as cash

As you say a debit card is just like cash (which is not the
same as a credit card). When I use a credit card I get to keep my
money for an additional 40 days (average of 15 days until the end of
the billing period and another 25 days until the credit card company
takes the payment). More importantly if I have a problem with the
product purchased with a credit card, the credit card company will
intervene on my behalf with the debit card I am on my own.