On Monday, May 16, 2016 at 10:09:08 AM UTC-5, wrote:
I have two separate questions;(quote clipped)

It seems the core question is, If you fly with an out of date parachute, can you comply with the regs if you don't actually strap it on.
So,


Heaven forbid a pilot die and the ntsb report, "pilot was sitting on a out of date parachute with said parachute not properly worn."
It's not impossible that any prudent insurance company would deny any claim, and place the fault upon the deceased pilot, and possibly exposing his loved ones and his estate to legal action if he hurt anyone else.

however reomote a chance, seems unreasonable for a 'fun' flight.