T o d d P a t t i s t writes:

FAR 91.119

Thanks. It doesn't seem to define a "congested area," though, and I
don't see that in the general definitions, either. I wonder if that
just means Manhattan, or any area within city limits, or what.

"Congested areas" have higher minimums.

Yes, but it doesn't say what makes a place a congested area.

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