My employer's medical insurance policy states
"This policy does not cover loss caused by or
resulting from, nor is any premium charged for
expenses arising from riding in any aircraft
other than as a fare-paying passenger on a
regularly scheduled flight of an aircraft
licensed for the transportation of passengers."

But, if I were in a commercial airline crash,
they would probably still deny the claim
since the airline is responsible for any
medical bills anyhow.

Insurance companies can always make the argument
that any medical
bills are your own fault since many conditions
are preventable to some degree.

Ted

Wily Wapiti wrote:

Hello.
I thought I'd bounce these off the group and see what people
think. These are the UniRegs at the University of Wyoming for flying
your own or rented plane on University business. I feel, as a
low-time private pilot that they are overly restrictive, but I thought
I'd see what the sage pelicans here thought.

WW

UniReg 177-12d:

(d) When approved in advance by the President, or designee, travel by
privately owned, rented, trade-out, or loaned aircraft may be
authorized, subject to the following requirements:

1) When a University employee wishes to utilize a privately owned,
rented, trade-out, or loaned aircraft for official University travel
(either with or without passengers), the pilot must, as a minimum
requirement:

i. Possess a current private pilot license issued in accordance with
Federal Aviation Administration regulations (FAR's), appropriate to
the craft to be flown, and must be in compliance with the currency
requirements of said FAR's with respect to flight time, biennial
flight review, and other requirements as appropriate to the ratings
held;

ii. Have logged a minimum of 500 hours of total flight time;

iii. Have an instrument rating, issued in accordance with the FAR's,
and must be current for flight in instrument conditions, as defined by
the FAR's;

iv. For night or actual instrument conditions, have logged a minimum
of 100 hours of instrument time, either actual or simulated; and

v. Not withstanding the requirements in paragraph iv.), no
authorization will be granted for single engine aircraft night or
actual instrument conditions.

2) Whenever travel is approved under this policy, the employee shall
verify to the approving University officer that the pilot possesses a
medical certificate issued by a FAA designated medical examiner and a
biennial flight review within the preceding 2 years. The pilot will
show proof of instrument currency, as defined by current FAR's (See,
for example, FAR 61.57).

3) Employees wishing to use personally owned aircraft for travel on
official business must obtain liability insurance coverage in an
amount not less than $1,000,000 per occurrence, and must include the
University of Wyoming as an "Additional Insured" on such policy. A
copy of an endorsement to the employee's policy reflecting the above
coverage, and a certificate of insurance issued to the University
shall be filed with the University's Risk Management Office and, by
reference, included on all purchase orders (Note: agent binder letters
are not acceptable).

4) Employees wishing to use leased, rented, borrowed, trade-out, or
other non-owned aircraft for official University travel must obtain
liability insurance coverage as described in paragraph 3) above, must
name the University as an "Additional Insured" on such policy, must
obtain adequate hull damage insurance to cover any possible loss of
the aircraft, and must provide documentation of such coverage as
required above.