"J Godwin" wrote in message
...
"Matt Barrow" wrote in news:H9see.18$nu.754
@news.uswest.net:


I carry an AMEX card and a BofA Visa & ATM card. Anything else is
someone
looking to lift your wallet.


What really surprised me was that AmEx was the most reasonable on interest
rates; but their grace period is the shortest of all the cards that I
carry. It is currently my card of choice (I never thought that would
happen).

When I took a month-ling trip to Australia, I needed a temporary increase
in my credit line. MBNA said no, AmEx said no problem.

I bought a car on my AMEX card...quick verification call, no problem.


I had a Discover Card at one time and, like all my other cards, paid by
Electronic Funds Transfer. They were taking as many as 5 days to credit
the payment so they could hit me with late charges. After my bank
reimbursed me for the late fees, I closed the account.

Years ago, Citibank was found to be sitting on mail so that things would be
a day late.