"Matt Barrow" wrote in
news

"Bob Noel" wrote in message
...
In article ,
Andrew Sarangan wrote:

It may be true that hospitals provide emergency care without first
asking for insurance. However, they will ask for it afterwards. How
else do you explain the fact that medical bills are a leading cause
of bankruptcies in this country?

how about because medical care costs can be the single largest
expensive in someone's life?

And the fact that very few people carry catastrophic coverage any
more, figuring that $10 doctor visits are a better alternative than
covering the $250-500K situations.

Kinda like getting car insurance to cover oil changes, but limiting
coverage to $1000 and getting waxed when your $25,000 car gets
totaled.




20% of employed Americans do not have health insurance. Many small
employers do not provide any kind of health coverage. Those of us
fortunate to be employed by large organizations may not appreciate this.
If those people buy insurance, the high premiums will drive them into
bankruptcy with greater certainty than taking a chance without
insurance. Either way they are doomed.