You have 6 months after your currency lapses to become current, without
having to do an IPC... You are not legal to fly IFR, but you may take
a safety pilot up with you and become current again. If you miss the 6
month window to become current, you will have to perform an IPC.

I'm sure if I stated that incorrectly or unclearly, someone will jump
in to correct me... ;-)

Best Regards,
Todd