"Bob Gardner" writes:

Solo time is required for the commercial certificate, and there is no way in
the world that an insurance company will cover you in a twin without
hundreds of hours of twin time.

Fortunately there are insurance companies outside Mr. Gardner's world. I got
insured with ~60 hours of MEL and have just over 500 now. The place where I
did my MEL training would rent a multi to anyone who got their certificate
there.

Ask someone who knows about insurance. It's gotten tougher but the last
time I looked (for my wife) it was still possible.

--kyler