View Single Post
  #8  
Old July 15th 04, 05:00 PM
Bill Denton
external usenet poster
 
Posts: n/a
Default

Ya got to start thinking like an insurance company lawyer...

I don't want to get bogged down in semantics, but here's how it works:

The armrest bracket would be considered part of the airframe, just like the
wings, the seats, whatever. But the radios would be considered to be
accessories. You could have King, Garmin, or whatever.

So, if the bracket was not a factory-supplied part or approved replacement,
you could well be screwed if you go to your insurance company with your hand
out!



"Jay Masino" wrote in message
...
In rec.aviation.owning Bill Denton wrote:
But it would probably be a good idea to give your insurance policy a
thorough read before you use any non-standard parts.
It may be just a rinky-dink arm rest bracket, but if your policy calls

for
original factory equipment they can refuse to pay, even if the part in

no
way contributed to the accident or subsequent damages.


I'd be surprised to see any insurance policy with that exact wording,
because that would effectively prevent you from getting modern avionics
installed. Ususally there's language to the effect of the airwortiness
certificate must be in full effect. There are provisions in the FARs for
owner produced parts, so that wouldn't "neccessarily" effect the
airworthiness.

--- Jay


--
__!__
Jay and Teresa Masino ___(_)___
http://www2.ari.net/jmasino ! ! !
http://www.oceancityairport.com
http://www.oc-adolfos.com