Are you sure Tom got your money ? Very unlikely he will take the money, not deliver and not give a refund.
In the meantime, call your credit card company and ask to dispute the charge. You'll get a refund right away. Now it's the merchant's turn to prove he actually deliverd you the item.
On Wednesday, June 26, 2019 at 9:50:45 PM UTC-4, son_of_flubber wrote:
You might want to check with your credit card company asap and see whether your payment did actually go to Ridge, or if your payment went into the hacker's account. The screen shot could be spoofed by the hackers.

Tell the credit card company the amount of the payment and ask them who it went to.