Tom Legg wrote in message ...

a bunch snipped....


Bear in mind, however,
that each and every time someone pulls your credit report, it drops your
score by 2-5 points for some unfathomable reason.

Most financial institutions count report pulls for a loan within a 30
day window as a single inquiry from what I have seen and get told by
most of the big lenders around here. My wife's report has a pull on
it virtually every month or so by the one credit card company that she
has a card with. When we've loan shopped, they ignore that one.

Craig C.