('Vejita' S. Cousin) writes:


Well in my case I don't have a 'real' credit card. I have a debit visa
(work just the same). I keep most of my spendable money in checking then
use the Visa the same as cash. If I can't afford something then I don't
buy it.

It does NOT work the same.

a) Don't try renting a car.

b) The consumer protection laws for Debit/ATM cards are far weaker.

The issuers love them, because they have zero float. They also have
lower processing costs than checks AND they get 3-5% from the
merchant.....


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