I understand this particular accident was a distracted pilot issue. I was commenting on, and contributing to, the thread drift. My bad in that respect.

This still falls into another category though. Pilot discipline.

Rule number 1. FLY THE F**KING PLANE!

Rule number 2. See rule number 1.

In my studies of accidents (I am working towards getting on my Unions accident investigation team), there is never 1 reason for a crash. There is always 3.
Pilot discipline/distraction is more often in the first reason box than should be. Especially in General Aviation accidents.