Slick.. the FARs are far less stringent than the insurance companies.
61.69 requires at least a private pilot with 100hrs PIC in category and
class, that means airplane, single engine, land, does not care about tail
wheel. Remember, it's Pilot In Command time.. all that time as "dual
received" for the private airplane rating does not count.
SSA Group insurance "has not in the past", things can change, allowed a
named pilot with private rating and less than 200hrs PIC, current tail wheel
endorsement and recent of experience in tail wheel. The open pilot policy is
more like 500hrs PIC WITH 100hrs tail wheel AND 10hrs in specific make and
model. We use a Piper Pawnee, most people do not have Pawnee time, so every
new tow pilot we bring on has to be named on the policy and complete our
training syllabus to tow. Until they have 10hrs Pawnee and 100hrs tail wheel
and 500hrs total PIC.
SSA Group Insurance "has not in the past", allowed tow for hire "commercial
operation" unless the tow pilot is commercially rated in Airplane, Single
Engine Land. (category and class). We do not carry "tow for hire insurance",
we do not operate a commercial tow service, so we can operate with private
ASEL pilots who meet the named pilot or open pilot policy requirements.
Now, as to your question about "How would the insurance work out on the club
gliders if the tow pilot
wasn't covered under the club insurance policy, but rather carried non-owned
insurance?"
I am not an insurance rep, but I do believe that there would be NO INSURANCE
COVERAGE if a mishap occurred during tow on either the glider or the tow
plane in this example. That also means that your glider pilots are not
insured under the liability clause.
Remember, "non-owned" insurance only covers up to the limits of their
policy, if the "damage is caused by the fault of the pilot". So.. if the
glider causes a problem, that causes loss of control to the tow plane, it is
not the tow pilots fault, no "non-owned" coverage. If the engine swallows a
valve, and causes an off airport landing with resulting damage, that is not
the pilot's fault, unless he failed to check the oil, and there would be no
"non-owned" coverage.
I'd have to check on the next part, "Would there be a problem if the pilot
was towing gliders, since
most people that carry their own insurance are only flying planes, not
towing them as well". I carry "non-owned" coverage for my personal flying in
other peoples gliders and powered aircraft. I am fully covered for towing
operations in the club tow plane under the club policy and do not need to
use my "non-owned" coverage for that.
BT
"Slick" wrote in message
...
We just read into the regs a bit deeper. I was always under the impression
you had to have 100 hours in category and class and if it was a tail wheel
you had to have 1000 hours in that. I actually read the reg and it looks
as
though it's only 100 hours of category and class. So I know if the regs
aren't holding us to 100 hours in a tail wheel then the insurance must be,
I
assume. How would the insurance work out on the club gliders if the
towpilot
wasn't covered under the club insurance policy, but rather carried
non-owned
insurance? Would there be a problem if the pilot was towing gliders, since
most people that carry their own insurance are only flying planes, not
towing them as well?
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