3rd Class Med and Anti-depressants

Greetings:

I take an anti-depresant (LexaPro) and I know that FAA won't allow it.
Personally, I have no problem saying "FO" to the FAA (damn
bureaucrats).

Anyhow, can anyone tell me if current 3rd class exams do a drug test
of any kind (blood, unrine)? If they don't I have no problem
falsifying the form, after all one of our presidents lied under oath
and nobody cared, right??

Secondly, if I succeed in getting a 3rd Class under such "false
pretenses", what happens to my insurance in case of an "incident" of
some sort? Can my insurance carrier refuse to honor a claim because
my med cert wasn't really legal??

Would it make a difference if it's determined afterward that my taking
the drug in no way contributed to the cause? (like the landing gear
won't extend, I belly the sucker in and the insurer tries to deny
coverage).

I welcome answers from all, but am especially interested in those
familar with the laws (attorneys??), doctors who perform FAA exams or
perhaps someone who is already doing what I've mentioned above (NO I
*ain't* the FAA).

I especially DON'T want to hear from those wishing to "scold", lecture
or "preach" to me, or tell me what a jerk I am for considering such a
thing. I've been a pilot for 40 years, have never so much as scratched
an airplane or made a passenger sick, and to some degree *I* know
what's best for me. So, to those few with the holier-than-thou
attitudes please keep your responses to yourself; I won't even bother
to read them.

Of course I want to have the ticker and blood pressure, eyesight and
everthing else that's REALLY important checked properly by a qualified
medical examiner, in order to be as safe as I can for myself and
everyone else. But I can tell you that it'd be FAR better for me to
be flying around USING the drugs, than going off them to get the
medical and THEN flying. THAT would be far more potentially dangerous
than being on the drug, trust me.

Private EMail response welcomed at

Regards

D M

CP-ASMEL I