Question about corporate insurance.

Hello. I'm a Commercial Pilot with single engine, multi engine, and
instrument ratings. I have a little less than 600 hours total time,
and only about 20 multi. I have been approached about a possible
position on the West Coast that would be a combination IT staffer and
co-pilot for a King Air 200 the company is going to buy. I know the
owner of the company, and it is pretty solid that I could have the job
if I want it.

My question is about insurance. Now the owner would send me to
training for a type rating in the King Air, but will an insurance
company have a major problem, if the captain is an ATP with a ton of
King Air time? Will they charge a fortune because of my limited
experience? Do they care about the hours the right-seater has? While
they are only looking at the King Air for now, would the insurance
company care about the co-pilot time if it were a Citation? Anybody
who could shed some light on this, or who has experience in this would
be greatly appreciated.

Thanks,

Cap